Being a driver means it’s your legal responsibility to make sure your vehicle is insured, otherwise not having a valid car insurance policy for your vehicle can mean:
- 6 penalty points on your driving license and £300 fine.
- If you get taken to court for driving without insurance, you could face getting disqualified from driving and a no limit fine.
For more information check out the gov.uk website.
Checking if your vehicle is insured
Luckily it’s easy to check if your car is insured by entering your vehicles number plate at the askMID.com website, Once you have entered your vehicles registration plate the askMID website will return a Yes or No answer to whether or not your vehicle is insured and on the Motor Insurance Database.
If you want to check insurance details such as the insurers name, then you can pay a small fee (£4 as of September 2018) to reveal this information as well.
Other ways of finding if your vehicle is insured
If you can remember the insurance company, then it may be worth giving them a call to see if they can help shed some light on your policy information.
If you don’t remember the insurance company then:
- Check through old letters and try finding your policy documents.
- Load up your emails and try using the search feature to search for words such as: car insurance, insurance document or policy number.
- If you took the policy out through a comparison site, try logging in to see if the policy information is still available there.